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Resources

What is a Leveraged Buyout?

December 28, 2017

A leveraged buyout is a buyout that utilizes borrowed money to cover the costs of the acquisition, rather than spending money out of the purchasing company’s pocket to complete it. A leveraged buyout is a strategic move that companies can use to acquire other companies without having to commit large amounts of their own capital, […]

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Recognizing Subtle Forms of Harassment in the Workplace

December 19, 2017

A workplace where harassment is a common, accepted part of the culture is known as a hostile work environment. In a hostile work environment, employees can feel demoralized and unable to produce their best work, which hurts the company. Environments like this can also have high turnover rates because of the abuse employees face. State […]

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Moving to a New Area? Why You Should Rent There First

December 14, 2017

When life brings you to a new city or state, it can be tempting to buy a home and put down roots right away, especially if you have children. Even if you foresee yourself being in the new area for the long haul, it is smart to hold back and rent for the first year. […]

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Do I Qualify for a 203k Streamline Loan?

December 4, 2017

For most people, a home is the largest investment of their lives. For many, buying a foreclosed home or one in need of significant repair is a way to save money on this monumental purchase. To save even more money, the buyer can purchase the house with an FHA 203k loan, a loan that can […]

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Slip and Fall Hazards You Face Each Season

November 28, 2017

Slip and fall injuries are some of the most common reasons for personal injury claims. A slip and fall can happen nearly anywhere, to anybody, at any time – though certain individuals, such as the elderly, do have an increased risk of falling and environmental factors can increase an individual’s chance of falling and being […]

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Habits that can Help You Avoid Bankruptcy

November 21, 2017

Filing for bankruptcy is a stressful process that will cost you money and lower your credit score. Although it exists if you need it, you are far better off financially by working to keep yourself from ever needing to file for bankruptcy. It is important to remember that although you can make an effort to […]

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Domestic Violence During Pregnancy

November 15, 2017

There is a link between pregnancy and domestic violence. Homicide is actually the second-most prevalent cause of death for pregnant women, behind only car accidents. Women who are already at risk of facing domestic violence in their relationships face an increased risk once they become pregnant. Anybody who faces domestic violence in his or her […]

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Dying Intestate

November 9, 2017

Dying without a will is also known as dying intestate. Basically, this means that because you did not provide an outline for your assets’ distribution to your loved ones after your death, the court must determine which heirs have the right to inherit your assets, then distribute them to these heirs on your behalf. This […]

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Estate Planning Considerations if You Have Minor Children

November 5, 2017

For parents of minor children, the estate planning process involves a few more considerations than it does for parents of adults and individuals who do not have children. Because a minor cannot access and use financial assets, parents of minors must designate trustees to manage the assets their children inherit until they turn 18 or […]

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How to Recognize a Legitimate Credit Counselor versus a Scam

October 31, 2017

Before an individual can file for bankruptcy, he or she must complete a credit counseling course. Some individuals find during or after this course that bankruptcy is not actually necessary; they can manage their debt on their own through careful budgeting and a new understanding of how credit and debt work. Not all credit counseling […]

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